Welcome to My Credit Expert’s News and Insights!
News and insights on motor finance and credit
Welcome to My Credit Expert’s News and Insights page! We’re here to keep you in the loop with the latest happenings in the world of motor finance and credit.
Our team is dedicated to bringing you practical tips and valuable insights on the motor finance sector. As a business that specialises in credit for people who may be worried about accessing a loan for a car, we aim to provide some honest insights about credit and break some of the myths that exist.
Please think of us as your go-to source for all things motor finance. We aim to help you make informed decisions and stay ahead of the game. Check back often for fresh updates and expert advice to keep your credit in great shape!
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When Can a Lender Repossess a Car?
First and foremost, if you are struggling to meet a car or any finance agreement, always speak to your lender, and do so at the earliest possible point. Car finance and loans. Advice if you cannot afford the payments. Depending on the type of finance you have, your rights will vary. You either own the…
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Poor Credit History – Can You Still Get Car Finance?
The quick and short answer to this question is that at Credit Expert, we specialise in helping people with poor or no credit history get the car finance they want. A bad credit history, or none at all, can make it harder for people to get car finance, but it doesn’t prevent it entirely. But…
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Credit Scoring
Credit Scoring Credit scoring is a widely used approach many lenders use to assess the risk of lending money to people. At Credit Expert, we do not use it. Instead, we prefer to take a deeper, more personalised approach. Nevertheless, credit scoring’s broad usage has implications for people looking to borrow money. For those people…
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Car Finance Guide
Hire Purchase, Personal Contract Purchase & Personal Loans What is the best way to finance a car? It is a common question. In short, it all depends on the individual seeking financial assistance and their specific circumstances. For someone with a strong credit history who has held their job for a considerable time and lived…